Improve your credit TODAY

Who We Are?

Reinaldo Zavarce is a Mortgage Loan Officer (NMLS# 2480514).

Founder of Zavarce Credit Solutions LLC.

We combine two key services that most people need simultaneously: Credit repair and analysis + expert mortgage loan guidance.

Our advantage lies in the fact that we understand both worlds. We know exactly what your credit profile needs to ensure you qualify for the best mortgage interest rates.

Based in Chicago, we help families and professionals clean up their credit history and take the next step toward purchasing or refinancing their home.

Our Mission

Our mission is simple yet powerful:

To help people regain control of their credit so they can access better financial opportunities—especially purchasing their first home or refinancing their current residence.

We believe that good credit should not be a privilege, but an accessible tool. That is why we offer transparent analysis, clear pricing, and an educational approach. We do not promise miracles, but we do deliver real results through a legal and professional process.

Our Services

We help you improve your credit and find your ideal home.

Premium Analysis

$99 + cost of reports. Comprehensive reports with official FICO scores. Greater accuracy for important decisions.

Mortgage Preparation

We help you improve your credit specifically to qualify for better loan rates and terms.

Basic Credit Analysis

$99 We use your free credit reports plus your bank credit score. We provide you with a detailed report featuring recommendations focused on mortgages.