Our Services

We help you clean up your credit so you can achieve your homeownership goals.

We offer clear and transparent solutions to improve your credit and help you qualify for a mortgage loan with the best possible terms.

At Zavarce Credit Solutions LLC, we combine the expertise of a Mortgage Loan Officer with specialized knowledge in credit repair. Our services are designed to deliver real, honest results—with no upfront fees and complete transparency.

Basic Analysis

Price: $99

What's Included:

• Review of your 3 free reports from AnnualCreditReport.com

• Analysis of your current credit score (from your banking app)

• Identification of errors, negative accounts, and areas for improvement

• Specific assessment of how your credit affects your ability to obtain a mortgage

• Personalized “Mortgage Ready” checklist

• Professional PDF report with prioritized recommendations

• Delivery Time: 3-5 Business days

• Pay: After receiving and reviewing your report

Premium Analysis

Price: $99 + $29.90 Monthly subscription to MyFreeScoreNow.

What's Included:

• Complete, up-to-date reports directly from Equifax, Experian, and TransUnion

• Actual FICO scores used by lenders

• Deeper, more detailed analysis

• Everything included in the Basic Analysis + greater accuracy

• Advanced recommendations to quickly improve your score

• Ideal for: Individuals seeking maximum accuracy before applying for a large mortgage or refinancing.

• Delivery Time: 3-5 Business days

• Pay: After receiving and reviewing your report

Price: Inquire (Monthly Package)

What's Included:

• Comprehensive Initial Analysis

• Personalized Dispute Strategy

• Step-by-Step Guide for Disputing Errors with Credit Bureaus

• Monthly Progress Tracking

• Ongoing Guidance from a Mortgage Loan Officer

• Perfect for: Those who require more in-depth guidance to significantly clean up their credit.

Guided Credit Repair